Why Gen Z and Millennials fear debt, and how to change that

Talking about debt can be challenging, even during the best of times. But what if talking about it and understanding how to borrow smart was just as normal as any other money topic?

You’ve probably done this: taken a mobile loan, thinking, “I’ll sort it out next week”, used Fuliza to get through the month or borrowed airtime when it ran out.

When it comes to borrowing, whether it is taking advance airtime, Fuliza, or swiping that credit card a bit too many times than you should, debt can creep up very fast.

Talking about debt can be challenging, even during the best of times. But what if talking about it and understanding how to borrow smart was just as normal as any other money topic?

This Financial Literacy Month, we’re flipping the script. It’s not just about “don’t borrow.” It’s about knowing when it makes sense, how to protect yourself, and how to build a mindset that works for your goals.