What is a Good Credit Score Rating?

If you wanted to take a loan today, a lot of factors would come into play. Apart from the typical questions like what’s the purpose of the loan? How much are you asking for? Or how close to retirement are you? One of the most critical things a lender wants to know is do you have the ability to pay back the loan without defaulting? How do banks or lending apps determine this? Well, they check your credit score.