Mobile banking has steadily become the most convenient way to connect with your bank and access key financial services in Kenya.

In today’s world, where convenience and online interactions are the norm, mobile banking makes life easier with direct payments, access to loans, and flexible saving options.

The NCBA NOW app has exciting features that make your banking experience with NCBA Bank fast and convenient. These include Access to Mobile Loans through NCBA SASA and direct payments to M-Pesa PayBill and Tills from the App.

This also allows you to pay for E-citizen services without leaving the comfort of your home or business.

In an age of cyber security concerns, the NCBA Now app has enhanced security by registering users’ mobile banking devices as trusted devices that offer secured login through Biometrics: Fingerprints and Face ID (iOS devices).

For added security, you can also include a One Time Password (OTP) to authorise transactions that will be automatically read by the Application (for Android devices).

The App also lets you have a consolidated view of all your accounts- exNIC Bank and ExCBA Bank.

Mobile Banking also gives you several benefits, such as automatically moving money into savings accounts on payday and setting controls on your cards to restrict spending.

Unlike in traditional banking, where you must visit your local branch for your account statements and speak to a customer care representative, the app saves you time.

When managing and sticking to your budget, the app helps you track all your expenses to a particular account and organise them into spending categories.

 You can see a breakdown of utilities, dining, transportation, and more expenses.

So, if you are planning a dream vacation or saving up for your dream home, your goals are now attainable with the autonomy of mobile banking.