When planning and saving for retirement, financial experts advice that your pension should be enough to last you 40 or 50 years after you stop working. Additionally, you also need to factor in medical costs because life expectancy is now longer and you will need to make your money stretch further in case there is a health crisis.

So what do you need to keep in mind as you work on saving for the retirement you want?

These financial experts offer some insights on how to go about it.