No monthly fees at NCBA: Key factors when choosing a bank

A bank should fit your financial needs and your lifestyle. Before choosing a bank, you first need to understand what your needs are. However, affordability is a universal need, which makes NCBA’s ‘No Monthly Fees’ a highly attractive proposition.

At first glance, a monthly maintenance fee may seem like a small deal. But when you add up the charges over many years, it becomes a sizeable amount – money that could otherwise be used for things that matter to you.

Since July 1, 2024, NCBA has stopped charging monthly account maintenance fees for both local and foreign currency accounts.

The move benefited all individual account holders and Commercial, Small, and Medium Enterprise accounts.

The ‘No Monthly Fees’ era accelerates NCBA’s customer growth strategy by increasing affordability and providing customer-focused financial solutions.

In addition to affordability, there are other things to consider when choosing a bank:

1. Does the bank match your personality and values? A bank should feel like a good fit.

2. Why do you want a bank account? A student starting out, a newly married couple, or someone seeking a loan all have different needs that need to be met.

3. Accessibility and convenience – the ability to bank wherever you are, whenever you need to and in whatever way you want to.

4. Customer service and reliability—You want a bank where the staff is friendly, you get good customer care, you get timely financial advice, and your systems are secure and constantly available.

5. A wide range of products and services on offer—Personal finance needs change and grow over time, so it is wise to go for a bank that caters to present and future needs, like mortgages and refinancing, wealth management, and insurance.

If you are in the market for a bank, you can check out https://ke.ncbagroup.com/